Terms of Service

1. Acceptance of Terms

By downloading, installing, or using the RevvFi mobile application ("App") provided by Revv Technologies LLC ("RevvFi," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

These Terms constitute a legally binding agreement between you and Revv Technologies LLC, a New York limited liability company.

2. Description of Service

RevvFi is an AI-powered financial management application designed for gig workers and self-employed individuals. The App provides the following features (collectively, the "Service"):

• Automated tax deduction identification and tracking
• Receipt scanning and data extraction using artificial intelligence
• Bank account and credit card connectivity via Plaid
• Mileage tracking and IRS deduction calculation
• Budget monitoring with customizable alert thresholds
• AI-powered chat assistance for tax and expense questions
• Financial reporting and data export (PDF and CSV)
• Partner offers and deals surfaced based on your spending patterns

3. Eligibility

To use RevvFi, you must:

• Be at least 18 years of age
• Be located in and use the Service within the United States
• Have the legal capacity to enter into a binding contract
• Not be prohibited from using the Service under applicable law

RevvFi is currently available only in the United States. Use of the Service from outside the United States is not supported and may not function correctly.

4. Accounts & Registration

To access RevvFi, you must create an account by providing a valid email address and creating a password. You agree to:

• Provide accurate and complete registration information
• Verify your email address as prompted during registration
• Keep your account credentials secure and confidential
• Notify us immediately of any unauthorized use at support@getrevvapp.com
• Be responsible for all activity that occurs under your account

You may not create accounts for other individuals without their permission, share your credentials, or use another person's account.

5. Subscription & Billing

RevvFi is offered as a paid subscription with the following plans:

• Monthly Plan: $34.99 per month, billed monthly
• Annual Plan: $349.99 per year, billed annually ($29.17/month — save ~17% vs monthly)
• RevvFi Pro — Monthly: $59.99 per month, billed monthly
• RevvFi Pro — Annual: $599.99 per year, billed annually

Subscriptions are processed as follows:

• iOS: through the Apple App Store, via Apple's In-App Purchase system.
• Android and Web: through Stripe, our payment processor, via secure checkout in your browser (RevvFi does not use Google Play Billing).

By subscribing, you authorize Apple (iOS) or Stripe (Android/Web) to charge your selected payment method on a recurring basis on our behalf.

Subscription prices are in U.S. dollars and do not include applicable taxes. Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date.

We reserve the right to change subscription pricing with at least 30 days' advance notice. Price changes take effect at your next renewal date.

RevvFi Pro & Seats

RevvFi Pro includes everything in the Monthly and Annual plans. What Pro adds is the ability to give other people access to your account, automatic invoice reminders, and the ability for an AI assistant you connect to draft invoices, quotes and category suggestions for your approval. Every bookkeeping, tax, mileage, receipt, invoicing and reporting feature is included in the standard plans.

• Pro includes two seats in total, counting you — you, plus one person you invite as either a business partner or a team member.
• A seat is one person, not one business. Someone who works with you across several of your businesses uses one seat.
• A pending invitation holds its seat until it is accepted or you cancel it.
• Additional seats may be purchased, up to the maximum permitted for your account, at the per-seat rate shown at the time of purchase. Seat charges renew alongside your subscription and are subject to the same terms as your other subscription fees, including Section 7 (Cancellation & Refunds).
• Additional seats are sold only through the web, at app.getrevvapp.com/account/seats, because Apple's In-App Purchase system cannot sell seats by quantity. If your Pro subscription is billed by Apple, seats you add are billed separately by Stripe and are cancelled separately.

Spouse login. Every paid plan includes one complimentary spouse login — Pro is not required. A spouse login has full access to the account, does not use a seat, and carries no additional charge.

Access You Grant to Other People

Seats, spouse logins, and accountant access let another person see — and, depending on the access you grant, change — data in your account. You are responsible for who you invite and for the activity that takes place under the access you grant. You may remove an invited person's access at any time.

Business partners. A business partner you invite keeps their own separate RevvFi account. While the link between your accounts is active, that partner's own account is provided to them at no charge — covered by your Pro subscription rather than one of their own. Sharing between the two accounts requires the inviting account to hold an active Pro subscription.

If the link ends — because either of you removes it, or because the inviting account's Pro subscription lapses, is cancelled, or moves to a plan without partner seats — nothing new is shared after the link ends; each of you keeps a read-only copy of the shared business's records (transactions, income, mileage, and for the invited partner its invoices, quotes and bills) dated before that day, and the complimentary access ends. The invited partner keeps their own RevvFi account and the records in it in read-only mode for 30 days, and must start their own subscription within that time to continue using the Service; after 30 days the account and its data are permanently deleted (see Section 17). The same applies when complimentary or beta access expires.

Accountant Access & AI Features

Accountants use RevvFi at no charge today. An accountant you invite — or who invites you — works in the accountant portal without a subscription of their own. Your subscription covers your account. There is no accountant charge of any kind at present — no portal fee, and no per-client fee.

If we introduce charges, accountants already using RevvFi keep what they have. We may begin charging accountants for portal access and for AI-assisted features such as AI bank reconciliation and AI statement reading, which cost us money each time they run. If we do, we will announce a date, and from that date:

• An accountant whose account existed before that date is not charged for portal access, or for the client accounts they were already connected to on that date, for as long as those connections remain active.
• Charges may apply to accountant accounts created on or after that date, and to client connections an accountant adds after it, beyond any allowance we publish at the time.
• We will give at least 30 days' advance notice before any charge first takes effect. A charge applies to the accountant's own account — it is never added to your subscription, and never charged to anyone who has not agreed to it.

An accountant who declines a charge may lose access to the paid features, but never their client connections or their clients' data.

Fair-use limits. AI features carry usage limits (currently a daily cap per user) so that one account cannot exhaust shared capacity. We may adjust these limits, and may pause AI features temporarily if costs or capacity require it.

6. Free Trial

RevvFi offers a 14-day free trial for new subscribers with full access to all features of the Service.

• The free trial begins on the date you complete registration and select a plan
• If you do not cancel before the end of the 14-day trial, you will be automatically charged for the plan you selected
• Each user is eligible for one free trial — repeat free trials are not available
• Promo codes issued by RevvFi may modify or replace the standard free trial terms as specified at the time of issuance

7. Cancellation & Refunds

Cancellation

You may cancel your RevvFi subscription at any time. To cancel:

• iOS: Settings → [Your Name] → Subscriptions → RevvFi → Cancel Subscription
• Android & Web: In the RevvFi app or at app.getrevvapp.com, go to Settings → Danger zone → Cancel subscription

Cancellation takes effect at the end of your current billing period. You retain access to the Service through the end of your paid period.

Refunds

All fees paid to RevvFi are non-refundable, except where a refund is required by applicable law. This applies to monthly and annual subscription fees alike, regardless of how much of a billing period remains unused.

• No prorated or partial-period refunds. If you cancel, your access continues through the end of the period you already paid for — we do not refund the unused portion.
• Trial cancellations are never charged. If you cancel before your free trial ends, you are not charged, so there is nothing to refund.
• Promotional and discounted periods are non-refundable. Fees paid under a promo code, beta offer, or discounted rate are final.
• iOS (Apple In-App Purchase): All iOS subscriptions are billed and processed by Apple. Refund requests for iOS purchases must be submitted directly to Apple at reportaproblem.apple.com. Apple — not RevvFi — decides whether to grant a refund, and we have no ability to issue, expedite, or override Apple's decision.
• Android and Web (Stripe): These subscriptions are billed by us through Stripe and follow this Refunds policy directly. Contact support@getrevvapp.com with any billing concern — refunds are granted only where required by law or expressly stated above.

8. Chargebacks & Payment Disputes

If you have a billing concern, contact support@getrevvapp.com first. We ask that you give us a good-faith opportunity to resolve the issue directly before disputing a charge with your bank, card issuer, or payment provider.

• Initiating a chargeback or payment dispute without first contacting us, or disputing a charge for a period during which you had access to the Service, may be treated as a violation of these Terms and grounds for suspension or termination of your account under Section 17 (Termination).
• We may present records of your account activity, usage, and these Terms to your bank, card issuer, Stripe, or the App Store to contest a chargeback or dispute.
• Where permitted by applicable card network rules and law, we may recover the costs of an unwarranted or fraudulent chargeback, including any chargeback or dispute fees we incur.

Nothing in this section limits your right to dispute a charge you believe is genuinely unauthorized or fraudulent.

9. Acceptable Use

You agree to use RevvFi only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service to violate any applicable law or regulation
• Upload false, misleading, or fraudulent financial data
• Attempt to reverse engineer, decompile, or disassemble the App
• Use automated scripts, bots, or other means to access the Service
• Circumvent, disable, or interfere with security features of the App
• Share your account credentials or allow others to use your account
• Attempt to access another user's account or data
• Upload malicious code, viruses, or harmful files
• Use the Service for any commercial purpose other than tracking your own business finances

10. Not Tax or Financial Advice

• Deduction suggestions are informational only, based on general IRS guidelines
• AI chat responses do not constitute professional tax advice and may not reflect your specific situation
• Mileage calculations and deduction estimates are approximations — actual deductible amounts may vary
• Tax laws change; information in the App may not always reflect the most current regulations

We strongly recommend consulting a licensed CPA, enrolled agent, or tax professional for advice specific to your situation. Revv Technologies LLC is not responsible for any tax liability, penalties, or financial outcomes resulting from your use of the Service.

11. Partner Offers & Deals

RevvFi may surface relevant partner offers, deals, or alternative services based on aggregated, de-identified spending patterns observed across our user base. For example, if a significant number of RevvFi users share a common expense category — such as insurance, software, or vehicle costs — we may negotiate preferred rates or arrangements with alternative providers and present those offers within the App.

Regarding these offers:

• Offers are surfaced based on aggregate spending data — never your personally identifiable information
• RevvFi may receive compensation from partners when users engage with or convert through these offers
• Participation in any partner offer is always voluntary
• You can opt out of partner offers at any time in Settings
• Partner offers do not affect the core Service features or your subscription price

11A. RevvFi Rewards

RevvFi Rewards lets you earn points for using RevvFi and for referring friends, and trade points for gift cards. These are the rules:

• Points are worth money: 100 points equal $1.
• Earning: You can earn points at any time, including during your free trial. Points for referring a friend arrive after that friend's first bill is paid.
• Cashing out: You can cash out once your first bill has been paid and 7 days have passed. The minimum is 500 points, in steps of 50 points, and up to $100 per calendar month.
• How you get paid: We email a reward link from our rewards partner to the email address on your account. It can take 1–3 business days to arrive after you cash out. If the email address is wrong, tell us and we will return the points to you.
• Expiry: Points expire 12 months after the day you earn them. The oldest points are used first.
• Referrals can be reversed: If your friend's first bill is refunded, disputed or reversed by the app store, the points for that referral are taken back.
• Not rewarded: App store ratings, opening the app, and connecting a second bank.
• Playing fair: Points have no cash value outside of cashing out and cannot be sold or transferred. If we believe an account is acting in bad faith — for example self-referrals, fake or duplicate accounts, referring people who never meant to use RevvFi, buying or selling referral codes, gaming the set-up rewards, or disputing a bill after earning points — we can remove points, cancel a pending cash-out, and close that account's access to RevvFi Rewards. We may hold a cash-out while we look into it. Our decision is final.
• You need an active account: You can only cash out while your RevvFi account is open and in good standing. Points are lost when your account is deleted.
• Ending or changing the program: RevvFi Rewards is a bonus on top of your subscription, not part of it. We can change the rules or point values, pause the program, or end it at any time, for any reason. If we end it, we will tell you and give you 30 days to cash out points you earned fairly. Points removed under the playing-fair rule cannot be cashed out.

12. Third-Party Services

RevvFi integrates with Plaid Technologies, Inc. (bank connectivity), Anthropic PBC (AI processing), and Apple/Google (app distribution and payments). Your use of these services is also subject to their respective terms of service and privacy policies.

RevvFi is not responsible for the availability, accuracy, or practices of third-party services. Interruptions to third-party services may affect certain RevvFi features.

Plaid

By connecting your bank accounts through RevvFi, you also agree to Plaid's Terms of Use. You authorize Plaid to retrieve your financial data on behalf of RevvFi for the purposes described in our Privacy Policy.

13. Intellectual Property

The RevvFi App, including its design, code, content, logos, and features, is owned by Revv Technologies LLC and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for your personal financial tracking purposes.

You retain ownership of all financial data and content you input into RevvFi. By using the Service, you grant RevvFi a limited license to process your data as necessary to provide the Service features.

You may not copy, distribute, sell, modify, or create derivative works based on the App without our prior written consent.

Copyright Complaints (DMCA)

We respect the intellectual property rights of others. If you believe that material stored or shared through RevvFi infringes your copyright, send a written notice to our designated agent under the Digital Millennium Copyright Act (17 U.S.C. § 512):

Copyright Agent
Revv Technologies LLC
41 State Street, Suite 112
Albany, NY 12207
Phone: (732) 904-7888
Email: support@getrevvapp.com

Your notice must include: (1) your physical or electronic signature; (2) identification of the copyrighted work you claim is infringed; (3) identification of the material you claim is infringing and enough information for us to locate it; (4) your name, address, telephone number, and email address; (5) a statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law; and (6) a statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner’s behalf.

If we remove or disable access to material in response to a notice, we will make a reasonable effort to tell the user who posted it. That user may send us a counter-notification as described in 17 U.S.C. § 512(g). We may terminate, in appropriate circumstances, the accounts of users who are repeat infringers. Our designated agent is registered with the U.S. Copyright Office (registration DMCA-1082702).

14. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

• The Service will be uninterrupted, error-free, or secure
• AI-generated deduction suggestions are accurate or complete
• Receipt scanning will extract all data correctly
• Transaction categorization will be free of errors
• Financial reports will meet all tax authority requirements

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, REVV TECHNOLOGIES LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Tax penalties, interest, or underpayment resulting from use of RevvFi
• Financial losses resulting from reliance on AI-generated suggestions
• Loss of data due to technical failures
• Unauthorized access to your financial information
• Outcomes resulting from partner offers or third-party services

In no event shall our total liability to you for all claims related to the Service exceed the greater of (a) the total amount you paid to RevvFi in the 12 months immediately preceding the claim, or (b) one hundred dollars ($100).

16. Indemnification

You agree to indemnify and hold harmless Revv Technologies LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

• Your use of the Service in violation of these Terms
• Your violation of any applicable law or regulation
• Your violation of any third-party rights
• Any financial data you submit to the Service

17. Termination

We reserve the right to suspend or terminate your account at any time for:

• Violation of these Terms
• Non-payment of subscription fees
• Fraudulent or illegal activity
• Chargebacks or payment disputes made in bad faith, or in violation of Section 8 (Chargebacks & Payment Disputes)
• At our discretion with reasonable notice

Upon termination, your right to make changes in the Service ceases immediately; upon cancellation, full access continues through the end of the billing period you have paid for. In either case, and when a free trial ends without a subscription, your account then stays in read-only mode for 30 days so you can export your records or resubscribe, and your bank connections are disconnected. At the end of that 30-day period your account data is permanently deleted, except where retention is required by law. At deletion time we email you a link to download a copy of your data; the link expires after 7 days. Accounts cancelled or terminated before September 4, 2026 keep the 90-day read-only period they were promised. If you would rather have your data deleted immediately, request account deletion as described in our Privacy Policy. If you have questions about your data export, contact support@getrevvapp.com.

Bank preview without a trial or subscription. If you connect a bank account before adding a payment method, the Service shows your imported data in a read-only preview; editing and all other features require a free trial or subscription. If you do not start a trial or subscription within 14 days of first connecting a bank, we disconnect your bank connections, and your account data is permanently deleted no sooner than 14 days after the disconnect (at least 28 days after your first bank connection) unless you start a trial or subscription first or request earlier deletion, except where retention is required by law. We email you before deletion, and at deletion time we email you a link to download a copy of your data; the link expires after 7 days. This applies to accounts that first connect a bank on or after October 20, 2026. It does not change the 30-day read-only period above for cancelled subscriptions, terminated accounts, or free trials that end without a subscription.

18. Dispute Resolution; Binding Arbitration; Class-Action Waiver

Informal Resolution First

Before filing any arbitration or lawsuit, you and Revv Technologies LLC agree to try to resolve the dispute informally. The party asserting a claim must send the other a written "Notice of Dispute" describing the claim and the relief sought — to support@getrevvapp.com for claims against us, or to the contact information in Section 23 (Contact Us) for claims against you. Both parties agree to negotiate in good faith for at least 30 days after the Notice of Dispute is sent before starting arbitration or a lawsuit. This 30-day period is a condition precedent to filing any claim.

Binding Arbitration

If a dispute is not resolved informally within 30 days, you and Revv Technologies LLC agree that it will be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court, except as set out below. The arbitration will be conducted by a single arbitrator and held in New York County, New York, or another mutually agreed location, or — where the AAA rules permit — by telephone, video conference, or written submissions.

Small Claims Court

Either party may instead bring an individual claim in small claims court, if the claim qualifies and remains in that court.

Class Action & Jury Trial Waiver

YOU AND REVV TECHNOLOGIES LLC EACH WAIVE THE RIGHT TO A JURY TRIAL. All claims must be brought in your or our individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims and may not preside over any form of a class, collective, or representative proceeding. If this class-action waiver is found unenforceable as to a particular claim, that claim — and only that claim — must be brought in court, and all other claims remain subject to arbitration.

Opting Out

You may opt out of this arbitration agreement by sending written notice to support@getrevvapp.com within 30 days of the date you first agree to these Terms, stating your name, account email, and that you opt out of arbitration. If you opt out, neither you nor RevvFi is bound by the arbitration provisions of this section, but all other parts of these Terms still apply.

Fees

Payment of arbitration filing, administration, and arbitrator fees is governed by the AAA Consumer Arbitration Rules, which generally limit the consumer's share of these fees. Each party bears its own attorneys' fees and costs unless the arbitrator awards them, or applicable law provides otherwise.

Time Limit to Bring Claims

To the extent permitted by applicable law, any claim arising out of or relating to these Terms or the Service must be filed within one (1) year after the claim arose, or it is permanently barred.

Severability

If any part of this section other than the Class Action & Jury Trial Waiver is found unenforceable, the remainder of this section remains in effect. If the Class Action & Jury Trial Waiver is found unenforceable, this entire Dispute Resolution section is void, and the dispute will be resolved in the courts identified in Section 20 (Governing Law).

19. Survival

The following sections survive any termination or expiration of these Terms, your account, or your use of the Service: Section 8 (Chargebacks & Payment Disputes), Section 10 (Not Tax or Financial Advice), Section 13 (Intellectual Property), Section 14 (Disclaimers), Section 15 (Limitation of Liability), Section 16 (Indemnification), Section 18 (Dispute Resolution; Binding Arbitration; Class-Action Waiver), and Section 20 (Governing Law), along with any other provision that by its nature should survive.

20. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Subject to Section 18 (Dispute Resolution; Binding Arbitration; Class-Action Waiver), any dispute not subject to arbitration under that section shall be subject to the exclusive jurisdiction of the state and federal courts located in New York County, New York. You waive any objection to venue in such courts.

21. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by:

• Sending an email notification to your registered email address
• Displaying a notice within the RevvFi App
• Updating the "Last Updated" date at the top of this page

Your continued use of the Service after the effective date of revised Terms constitutes your acceptance of the changes. If you do not agree to updated Terms, you must stop using the Service and cancel your subscription.

22. Apple App Store — End User License Agreement

Acknowledgement

This agreement is between you and Revv Technologies LLC only — it is not with Apple Inc. Revv Technologies LLC, not Apple, is solely responsible for the RevvFi App and its content.

Scope of License

We grant you a non-transferable license to use RevvFi on any Apple-branded product that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions — including any Family Sharing or volume purchasing rights those Usage Rules provide.

Maintenance and Support

Revv Technologies LLC is solely responsible for providing maintenance and support for RevvFi. Apple has no obligation whatsoever to furnish any maintenance or support services for the App.

Warranty

Revv Technologies LLC is solely responsible for any product warranties, whether express or implied by law, to the extent they are not effectively disclaimed in Section 14. If RevvFi fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price of the App to you. To the maximum extent permitted by applicable law, Apple has no other warranty obligation whatsoever with respect to the App.

Product Claims

Revv Technologies LLC, not Apple, is responsible for addressing any claims from you or a third party relating to RevvFi or your possession and use of it, including:

• Product liability claims
• Any claim that the App fails to conform to an applicable legal or regulatory requirement
• Claims arising under consumer protection, privacy, or similar legislation

Intellectual Property Claims

If a third party claims that RevvFi or your possession and use of it infringes their intellectual property rights, Revv Technologies LLC — not Apple — is solely responsible for the investigation, defense, settlement, and discharge of that claim.

Legal Compliance

You represent and warrant that you are not located in a country subject to a U.S. Government embargo, or that the U.S. Government has designated as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.

Developer Contact

Revv Technologies LLC, New York, NY. For questions, complaints, or claims about RevvFi, contact support@getrevvapp.com.

Third-Party Terms

You must comply with applicable third-party terms of agreement when using RevvFi. Section 12 lists the third-party services the App integrates with and links to their terms.

Third-Party Beneficiary

Apple and Apple's subsidiaries are third-party beneficiaries of these Terms. Upon your acceptance of these Terms, Apple has the right — and is deemed to have accepted the right — to enforce these Terms against you as a third-party beneficiary.

23. Contact Us

If you have questions about these Terms, please contact us:

For legal notices, please include "Legal Notice" in your subject line.